Certain third-party payment accounts and digital wallet transactions may not earn 5% if the technology does not provide sufficient transaction details or a qualifying MCC. Discover Card does not assign MCCs to merchants. Merchants and payment processors are assigned an MCC based on their typical products and services. Even if a purchase appears to fit in a 5% category, the merchant may not have a merchant category code (MCC) in that category.

Rewards are added to your account within two billing periods.

For online purchases, the transaction date from the merchant may be the date when the item ships. To qualify for 5%, the purchase transaction date must be before or on the last day of the offer or promotion. Purchases must be made with merchants in the U.S. Individual merchants and stand-alone stores within fitness clubs, gyms, athletic or recreation facilities may not be eligible in this category. Virtual and in-person fitness classes may be eligible. Athletic or recreation facilities may be eligible. Fitness Club & Gym Memberships include membership fees and purchases at health clubs. All purchases made at Walmart, Target, convenience stores, wholesale clubs, discount stores, and supercenters are not eligible. Grocery Store purchases include those made at supermarkets, meat lockers, bakeries, smaller grocery stores, and grocery delivery services. One of the best cards I have ever had!!ĭiscover is accepted all over! Discover allows me to earn cash back on my everyday purchases and I love that!! Love the customer service Discover offers too!! Great company, great credit card product!ĥ% Cashback Bonus: For Discover it ® and Discover ® More ® cardmembers only: Activate to earn 5% Cashback Bonus at Grocery Stores (stand-alone) and Fitness Club & Gym Memberships from 1/1/22 (or the date on which you activate 5%, whichever is later) through 3/31/22, on up to $1,500 in purchases.No glitches, no errors, no gimmicks, marvelous customer service, cash back on all of my purchases along with lots of other fantastic membership benefits. I've been a Discover customer for a year now. no waiting to reach a certain level to redeem rewards and they are always there when you need help.

The Discover card is easy to use, customer service is outstanding, the rewards are some of the best. the Discover card knocks it out of the ball park on all counts. For me to use a card, it has to have great customer service, be widely accepted where I do business, have great rewards and must be a company that's fair and that I trust. I use a limited number of credit cards on a daily basis. I LOVE THE FACT THAT DISCOVER WILL MATCH YOUR CASHBACK AT THE END OF THE YEAR! I love my 5% reward cash back!! The reward calendar is always perfect for my shopping needs!! What our cardmembers love about Discover it rewards

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